Insurance
Will I get reimbursed by my insurance company?
Most of our services are eligible for reimbursement from health insurance companies. We are out of network providers. You can determine if you have “out of network” benefits by contacting your insurance company directly and ask if they reimburse for out-of-network mental health services. To avoid “surprises,” we strongly recommend researching details about your mental health coverage. If you have a secondary health insurance company, you’ll need to find out that coverage and the interactions with the first coverage. It’s helpful to find out specifics of your mental health coverage with your insurance company(ies) by asking questions such as:
- Is there a deductible?
- How many visits per year are covered?
- Is authorization required?
- Which services are covered (e.g., couples therapy, group therapy, phone sessions)?
What’s the difference between in and out-of-network benefits?
It depends on which insurance you have, and there is quite a range. For many, the difference in the cost of our services in-network and out-of-network is a negligible amount yet for others with a large deductible, the difference is significant. You are responsible for filing insurance claims and for payments even if your insurance does not reimburse you. Your insurance or managed care company may specify a certain number of sessions and or a specific dollar amount for your mental health care. You are responsible for monitoring and keeping a record of your dollars spent and the number of sessions you have had. This information can be vital to your getting reimbursed for your care.
I am not a Medicare or Medicaid provider.
Also, please note that you always have the right to pay for your services without seeking insurance reimbursement in order to avoid the problems described above.